Retirement
doesn’t mean losing your independence but can actually enhance it in some
situations. Those that have always wished to fulfil a number of dreams and
goals now have all the time in the world to do so. There is no longer a need to
work every waking hour, you can instead spend a number of leisurely days
partaking in a range of exciting and action-packed activities.
You may however,
quite simply wish to relax. If this is the case, a retirement apartment may be
exactly what you are looking for. This housing allows you to maintain your own
independence whilst still having help and support close-by should you need it.
This help may
come in the shape of a carer (an individual who can help you with day-to-day
chores) but doesn’t necessarily equate to round the clock care. You can rely on
them as much or as little as you need in a later living apartment – an ideal
balance.
A new beginning
A number of
retirement apartments understand that getting older the beginning of a new era.
In order to enjoy this time, it’s worth giving your finances some consideration.
In order to
release a little collateral, it is important to plan ahead. An equity release calculator will allow you to calculate
exactly how much you have to play with in terms of funds tied up in your
property and choosing to unlock this could be a hugely beneficial.
How much you
release will usually depend on a few factors, such as the value of your
property and the rate of your current pensionable income. Entering your details
into an online system will allow you to instantly reveal how much money you
have available.
Once you have
worked out your finances, you can concentrate on the finer things in life! You
may wish to embark on a sightseeing tour, a golfing holiday or alternatively,
see a certain artist in an action-packed concert. All the things you never had
the time to do prior to retirement become possible with more time, and a little
money, available.